Business & Commercial Credit Cards

No matter the size of your business, Meridian offers credit cards to fit your needs.

Essential Features

Mastercard® Benefits

Customizable Spending Limits

ERP Integration

for purchasing cards

Business Cards

Payment Type: Revolving credit

Application Type: Personal guarantee

Business Platinum

For businesses that carry a balance and have revolving credit

No annual fee

0% intro APR on purchases and balance transfers for the first six months. After that, a variable APR, currently Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness1

Business Platinum Rewards

 For businesses that want rewards

 No annual fee

 1% cash back per every $1 spent2

Redeem rewards for a statement credit or direct deposit

Variable APR, Prime +9.74% to +15.74% based on credit worthiness

Business Low Rate Platinum

For businesses that carry a balance on other higher APR credit cards and want a lower rate

 $99 annual fee

No balance transfer fee for the first six months3

Our lowest variable APR, Prime +2.99%

Business World Elite

For businesses that prefer a higher line and enhanced rewards

$95 annual fee (waived for the first year)

3% cash back on travel and dining, 2% cash back on gasoline4, 1% cash back on everything else2

Redeem rewards for a statement credit or direct deposit

 Premium Easy Savings

Variable APR, Prime +9.74% to +16.74% based on credit worthiness

Business card users can easily save on gas, dining and more.

Mastercard Easy Savings | Savings for your business has never been easier

Save every day with the Mastercard Easy Savings® Program by using your eligible business credit card on qualified purchases at any participating merchant. Your rebates will be automatically applied to your monthly statement. Click here to register at no cost, check out the list of participating merchants and track your rebates. Plus, you can also add your employees’ cards so they get these rebates as well!

Commercial Cards

Payment Type: Pay in full

Application Type: Business financials

Corporate

For organizations that require a general all-purpose company credit card program for their employees

No annual fee

Corporate Rewards

 For organizations that want rewards

$25 annual fee per card

1% cash back per every $1 spent2

Redeem rewards for a statement credit or direct deposit

Purchasing

For larger organizations that require a card program to increase working capital and control expenditures

No annual fee

Standard Features of Meridian Business & Commercial Credit Cards

Conveniently track business expenses
Monitor business expenses with customizable reporting options
Customize spending limits for individual employees
Unlimited cards per business
Identity Theft Protection
MasterRental Coverage for auto rentals
Mastercard Global Emergency Service

Let Us Help You Find the Best Credit Card

Our Meridian Business Banking team is glad to discuss the features of our credit cards in further detail. Please contact one of our bankers or fill out the form below.

Already a Card User?

Lost or Stolen Meridian Bank Credit Card?

Call us immediately at our 24-hour customer service number 855.401.4743 if your Meridian Bank credit card has been lost, stolen or compromised.

Subject to credit approval. Ask for details.

Mastercard® is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

1No balance transfer fee for the first six months. After that, a balance transfer fee of 3% or $10 on the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance transfers subject to available credit.

2For details on Rewards Program, please visit https://meridianbanker.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

3No balance transfer fee for the first six months. After that, a balance transfer fee of 1% or $10, whichever is greater, will be assessed for each balance transfer. Balance transfers subject to available credit.

4Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet the criteria for the Business World Elite card, you may be considered for the Business Platinum Rewards card.