Personal Checking

Sometimes the simplest account is the best fit. At Meridian, we’re constantly innovating to keep your money working for you.

Free Checking

A basic checking account with no minimum balance and no monthly service charge.

No interest earned

$0 Monthly Service Charge

$25 Minimum to Open

First 50 checks FREE

Direct Interest Checking

A basic checking account that earns interest with a minimum of one monthly direct deposit OR automatic payment.

Competitive interest

$0 Monthly Service Charge

$25 Minimum to Open

First 50 checks FREE

50+ Interest Checking

A checking account for customers 50 and over with no minimum balance and no monthly service charge.

Competitive interest

$0 Monthly Service Charge

$25 Minimum to Open

FREE standard checks

Performance Interest Checking

A checking account that earns a higher interest rate. Requires a minimum balance to avoid a monthly service charge.

Tiered account that earns higher interest with a balance of $1,500 or more

$8 Monthly Service Charge if daily minimum balance falls below $1,500

$25 Minimum to Open

FREE standard checks

All Meridian Bank Personal Checking Accounts include:

Free Visa Debit Card
Free ATM Withdrawals1
Free 24/7 Digital Banking
Free Automatic Bill Pay
Free eStatements
Free Incoming Transfers from other financial institutions

1Up to $3 per month in ATM surcharge refunds

Already have a Personal Account but want to activate Digital Banking?

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