Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.
Market Rates
as of Tue, March 17, 2020
Prime
3.25%
Federal Funds
0.25%
Loans
Home Equity
APR2
Flex HELOC3 (Prime)
4.0%
Other Terms are available. Please contact us for details. Disclosure Information >>
Home Equity Fixed Rate Loans
Credit Score > 720
80% CLTV
43% DTI
APR2
85% CLTV
43% DTI
APR2
90% CLTV
43% DTI
APR2
1-60 Months
4.50%
4.75%
5.00%
61-120 Months
4.50%
4.75%
5.00%
121-180 Months
4.75%
5.00%
5.25%
Other terms are available. Please contact us for details.
Deposit Accounts
Click Here for Funds Availability Information >>
Personal Deposits
Interest Rate
APY7
Business Deposits
Interest Rate
APY7
Certificates Of Deposit6
Interest Rate
APY7
6 Months
0.40%
0.40%
12 Months
0.50%
0.50%
18 Months
0.55%
0.55%
24 Months
0.55%
0.55%
30 Months
0.55%
0.55%
36 Months
0.60%
0.60%
48 Months
0.65%
0.65%
60 Months
0.75%
0.75%
Early withdrawal penalties apply.
- CDs less than 24 months – 6 months interest
- CDs 24 months or greater – 12 months interest
1Rates are for date indicated and subject to change.
2Annual Percentage Rate.
3APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
4APR is fixed. Property insurance required. Title insurance may be required.
5Minimum daily balance of $500 required to earn APY.
6Subject to early withdrawal penalties
7Annual Percentage Yield. APY subject to change.
* In order to qualify for the Essential Savings premium interest rate, the following is required: 5 debit card purchases, two ACH direct deposits of $250 or more such as payroll, Social Security or any regularly received income deposited directly to the Relationship Checking account per calendar month.