Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.
Rates
Market Rates
as of Thu, September 22, 2022
Prime
6.25%
Federal Funds
3.25%
Loan Rates
Home Equity
APR1
Home Equity Lines of Credit2 (Prime)
6.25%
Other Terms are available. Please contact us for details. Disclosure Information >>
Home Equity Fixed Rate Loans3
Credit Score > 720
Months
80% Combined Loan-To-Value (ratio)
43% Debt-to-Income (ratio)
APR1
1-60 Months
7.00%
61-120 Months
7.00%
121-180 Months
7.00%
181-240 Months
7.25%
Other terms are available. Please contact us for details.
Deposit Account Rates
Click Here for Funds Availability Information >>
Personal Deposits
Interest Rate
APY4
Business Deposits
Interest Rate
APY4
Certificates Of Deposit*
Interest Rate
APY4
Minimum Balance to Open & Obtain APY
6 Month
0.35%
0.35%
$500
12 Month
0.45%
0.45%
$500
13 Month
2.47%
2.50%
$500
18 Month
0.50%
0.50%
$500
24 Month
0.50%
0.50%
$500
30 Month
0.50%
0.50%
$500
36 Month
0.55%
0.55%
$500
48 Month
0.60%
0.60%
$500
60 Month
0.70%
0.70%
$500
*Early withdrawal penalties apply.
- CDs less than 24 months – 6 month’s interest
- CDs 24 months or greater – 12 month’s interest
- IRA CDs: 12 month minimum term required.
All rates are subject to change at any time without notice.
1Annual Percentage Rate (APR)
2APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
3APR is fixed. Property insurance required. Title insurance may be required.
4Annual Percentage Yield (APY)
5Tiered rate account. Your entire balance will earn the Interest Rate and APY in effect for the balance tier associated with your daily balance.
