Rates

Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.

Market Rates

as of Thu, February 2, 2023

Prime

7.75%

Federal Funds

4.75%

Loan Rates

Home Equity

APR1

Home Equity Lines of Credit2 (Prime)

7.75%

Other Terms are available. Please contact us for details. Disclosure Information >>

Deposit Account Rates

Personal Deposits

Interest Rate
APY3

Free Checking

0.00%

0.00%

Direct Interest Checking

0.10%

0.10%

50+ Interest Checking

0.10%

0.10%

Performance Interest Checking4 – (under $1,500.00)

0.10%

0.10%

Performance Interest Checking4 – ($1,500.00 and above)

0.40%

0.40%

Essential Savings

1.49%

1.50%

Meridian Personal Money Market4 (under $10,000)

0.50%

0.50%

Meridian Personal Money Market4 ($10,000 – $49,999.99)

0.75%

0.75%

Meridian Personal Money Market4 ($50,000 – $99,999.99)

1.00%

1.00%

Meridian Personal Money Market4 ($100,000 & over)

1.24%

1.25%

Business Deposits

Interest Rate
APY3

Free Business Checking

0.00%

0.00%

Business Interest Checking (Non-Profit/Sole Proprietor)

0.10%

0.10%

Meridian Business Money Market4 ($100-$49,999)

1.00%

1.00%

Meridian Business Money Market4 ($50,000 & over)

1.19%

1.20%

Certificates Of Deposit*

Interest Rate
APY3
Minimum Balance to Open & Obtain APY

18 Month Rate Boost CD

3.44%

3.50%

$1,000

6 Month

2.47%

2.50%

$500

12 Month

2.96%

3.00%

$500

13 Month

3.20%

3.25%

$500

18 Month

3.44%

3.50%

$500

24 Month

1.98%

2.00%

$500

30 Month

1.98%

2.00%

$500

36 Month

1.98%

2.00%

$500

48 Month

1.78%

1.80%

$500

60 Month

1.83%

1.85%

$500

*Early withdrawal penalties apply.

  • CDs less than 24 months – 6 month’s interest
  • CDs 24 months or greater – 12 month’s interest
  • IRA CDs: 12 month minimum term required.

All rates are subject to change at any time without notice.

1Annual Percentage Rate (APR)
2APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
3Annual Percentage Yield (APY)
4Tiered rate account. Your entire balance will earn the Interest Rate and APY in effect for the balance tier associated with your daily balance.