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Rates

Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.

Market Rates

as of Fri, July 26, 2019

Prime

Federal Funds

5.25%

2.50%


Loans - Home Equity Deposits - Personal Deposits - Business Deposits - CDs

Loans

Home Equity

APR2

Flex HELOC3 (Prime)

5.25%

 

Other Terms are available. Please contact us for details. Disclosure Information >>

Home Equity Fixed Rate Loans

Credit Score > 720

80% CLTV
43% DTI
APR2

85% CLTV
43% DTI
APR2

90% CLTV
43% DTI
APR2

1-60 Months

61-120 Months

121-180 Months

4.50%

4.50%

4.75%

4.75%

4.75%

5.00%

5.00%

5.00%

5.25%

Other terms are available. Please contact us for details.

Deposit Accounts

Click Here for Funds Availability Information >>

Personal Deposits

Interest Rate

APY7

Free Interest Checking5

0.10%

0.10%

Relationship Checking (under $10,000)

0.25%

0.25%

Relationship Checking (over $10,000)

0.40%

0.40%

Essential Savings - 2.00% APY with Relationship Checking*

0.50%

0.50%

Meridian Personal Money Market (under $10,000)

0.75%

0.75%

Meridian Personal Money Market ($10,000 - $49,999.99)

0.75%

0.75%

Meridian Personal Money Market ($50,000 - $99,999.99)

1.00%

1.00%

Meridian Personal Money Market ($100,000 & over)

1.00%

1.00%

Business Deposits

Interest Rate

APY7

Business Interest Checking (Non-Profit/Sole Proprietor)

0.10%

0.10%

Business Money Market5 ($100-$49,999)

0.45%

0.45%

Business Money Market5 ($50,000 & over)

0.60%

0.60%

Certificates Of Deposit6

Interest Rate

APY7

18 Month Rate Boost CD

1.93%

1.95%

6 Months

1.54%

1.55%

 

12 Months

1.88%

1.90%

 

18 Months

2.08%

2.10%

 

24 Months

1.93%

1.95%

 

30 Months

1.78%

1.80%

 

36 Months

1.78%

1.80%

 

48 Months

1.78%

1.80%

 

60 Months

1.78%

1.80%

 


Early withdrawal penalties apply.
  • CDs less than 24 months – 6 months interest
  • CDs 24 months or greater – 12 months interest
  • 1Rates are for date indicated and subject to change.
    2Annual Percentage Rate.
    3APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
    4APR is fixed. Property insurance required. Title insurance may be required.
    5Minimum daily balance of $500 required to earn APY.
    6Subject to early withdrawal penalties
    7Annual Percentage Yield. APY subject to change.

    * In order to qualify for the Essential Savings premium interest rate, the following is required: 5 debit card purchases, two ACH direct deposits of $250 or more such as payroll, Social Security or any regularly received income deposited directly to the Relationship Checking account per calendar month.