Rates

Philadelphia, PA

Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.

Market Rates

as of Tue, March 17, 2020

Prime

3.25%

Federal Funds

0.25%

Loans

Home Equity

APR2

Flex HELOC3 (Prime)

4.0%


Other Terms are available. Please contact us for details. Disclosure Information >>

Home Equity Fixed Rate Loans

Credit Score > 720
80% CLTV
43% DTI
APR2
85% CLTV
43% DTI
APR2
90% CLTV
43% DTI
APR2

1-60 Months

4.50%

4.75%

5.00%

61-120 Months

4.50%

4.75%

5.00%

121-180 Months

4.75%

5.00%

5.25%


Other terms are available. Please contact us for details.

Deposit Accounts

Personal Deposits

Interest Rate
APY7

Free Checking5

0.00%

0.00%

Direct Interest Checking

0.10%

0.10%

50+ Interest Checking

0.10%

0.10%

Performance Interest Checking – Tier I ($0.01-$1,499.99)

0.10%

0.10%

Performance Interest Checking – Tier II ($1,500.00 and above)

0.40%

0.40%

Essential Savings

0.50%

0.50%

Meridian Personal Money Market (under $10,000)

0.50%

0.50%

Meridian Personal Money Market ($10,000 – $49,999.99)

0.50%

0.50%

Meridian Personal Money Market ($50,000 – $99,999.99)

0.60%

0.60%

Meridian Personal Money Market ($100,000 & over)

0.60%

0.60%

Business Deposits

Interest Rate
APY7

Free Business Checking

0.00%

0.00%

Business Interest Checking (Non-Profit/Sole Proprietor)

0.10%

0.10%

Business Money Market5 ($100-$49,999)

0.25%

0.25%

Business Money Market5 ($50,000 & over)

0.35%

0.35%

Certificates Of Deposit6

Interest Rate
APY7

18 Month Rate Boost CD

0.55%

0.55%

6 Months

0.40%

0.40%

12 Months

0.50%

0.50%

18 Months

0.55%

0.55%

24 Months

0.55%

0.55%

30 Months

0.55%

0.55%

36 Months

0.60%

0.60%

48 Months

0.65%

0.65%

60 Months

0.75%

0.75%

Early withdrawal penalties apply.

  • CDs less than 24 months – 6 months interest
  • CDs 24 months or greater – 12 months interest

1Rates are for date indicated and subject to change.
2Annual Percentage Rate.
3APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
4APR is fixed. Property insurance required. Title insurance may be required.
5Minimum daily balance of $500 required to earn APY.
6Subject to early withdrawal penalties
7Annual Percentage Yield. APY subject to change.

* In order to qualify for the Essential Savings premium interest rate, the following is required: 5 debit card purchases, two ACH direct deposits of $250 or more such as payroll, Social Security or any regularly received income deposited directly to the Relationship Checking account per calendar month.

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