Rates

Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.

Market Rates

as of Thu, September 22, 2022

Prime

6.25%

Federal Funds

3.25%

Loan Rates

Home Equity

APR1

Home Equity Lines of Credit2 (Prime)

6.25%

Other Terms are available. Please contact us for details. Disclosure Information >>

Home Equity Fixed Rate Loans3

Credit Score > 720
Months
80% Combined Loan-To-Value (ratio)
43% Debt-to-Income (ratio)
APR1

1-60 Months

7.00%

61-120 Months

7.00%

121-180 Months

7.00%

181-240 Months

7.25%


Other terms are available. Please contact us for details.

Deposit Account Rates

Personal Deposits

Interest Rate
APY4

Free Checking

0.00%

0.00%

Direct Interest Checking

0.10%

0.10%

50+ Interest Checking

0.10%

0.10%

Performance Interest Checking5 – (under $1,500.00)

0.10%

0.10%

Performance Interest Checking5 – ($1,500.00 and above)

0.40%

0.40%

Essential Savings

0.50%

0.50%

Meridian Personal Money Market5 (under $10,000)

0.25%

0.25%

Meridian Personal Money Market5 ($10,000 – $49,999.99)

0.25%

0.25%

Meridian Personal Money Market5 ($50,000 – $99,999.99)

0.30%

0.30%

Meridian Personal Money Market5 ($100,000 & over)

0.30%

0.30%

Business Deposits

Interest Rate
APY4

Free Business Checking

0.00%

0.00%

Business Interest Checking (Non-Profit/Sole Proprietor)

0.10%

0.10%

Meridian Business Money Market5 ($100-$49,999)

0.40%

0.40%

Meridian Business Money Market5 ($50,000 & over)

0.45%

0.45%

Certificates Of Deposit*

Interest Rate
APY4
Minimum Balance to Open & Obtain APY

18 Month Rate Boost CD

2.47%

2.50%

$1,000

6 Month

0.35%

0.35%

$500

12 Month

0.45%

0.45%

$500

13 Month

2.47%

2.50%

$500

18 Month

0.50%

0.50%

$500

24 Month

0.50%

0.50%

$500

30 Month

0.50%

0.50%

$500

36 Month

0.55%

0.55%

$500

48 Month

0.60%

0.60%

$500

60 Month

0.70%

0.70%

$500

*Early withdrawal penalties apply.

  • CDs less than 24 months – 6 month’s interest
  • CDs 24 months or greater – 12 month’s interest
  • IRA CDs: 12 month minimum term required.

All rates are subject to change at any time without notice.

1Annual Percentage Rate (APR)
2APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
3APR is fixed. Property insurance required. Title insurance may be required.
4Annual Percentage Yield (APY)
5Tiered rate account. Your entire balance will earn the Interest Rate and APY in effect for the balance tier associated with your daily balance.