Our strategically located branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.
Rates
Market Rates
as of Thu, February 2, 2023
Prime
7.75%
Federal Funds
4.75%
Loan Rates
Home Equity
APR1
Home Equity Lines of Credit2 (Prime)
7.75%
Other Terms are available. Please contact us for details. Disclosure Information >>
Deposit Account Rates
Click Here for Funds Availability Information >>
Personal Deposits
Interest Rate
APY3
Business Deposits
Interest Rate
APY3
Certificates Of Deposit*
Interest Rate
APY3
Minimum Balance to Open & Obtain APY
6 Month
2.47%
2.50%
$500
12 Month
2.96%
3.00%
$500
13 Month
3.20%
3.25%
$500
18 Month
3.44%
3.50%
$500
24 Month
1.98%
2.00%
$500
30 Month
1.98%
2.00%
$500
36 Month
1.98%
2.00%
$500
48 Month
1.78%
1.80%
$500
60 Month
1.83%
1.85%
$500
*Early withdrawal penalties apply.
- CDs less than 24 months – 6 month’s interest
- CDs 24 months or greater – 12 month’s interest
- IRA CDs: 12 month minimum term required.
All rates are subject to change at any time without notice.
1Annual Percentage Rate (APR)
2APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
3Annual Percentage Yield (APY)
4Tiered rate account. Your entire balance will earn the Interest Rate and APY in effect for the balance tier associated with your daily balance.
