Cash Management

Built for Business.

Run your business more efficiently with cash management tools and high-touch service tailored to your needs.

Account Management

Managing your money starts with the right account. Meridian has accounts to fit every need: large corporate, mid-size business, sole proprietor, non-profit. Whatever your size, we have an account for you.

Free Business Checking

Basic account with no monthly service charge and no minimum balance requirement. 1,000 free transactions/.40 per item over 1,000.

Analysis Checking

Account balances generate Earnings Credits to offset fees for high account activity and Cash Management services.

  • Combined Account Analysis
  • Reduce or even eliminate monthly service charges by combining the balances and activity in various accounts. This service allows your business to use the balance in one account to compensate for the activity in another.

Business Interest Checking (Non-Profits & Sole Proprietors)

Minimum balance requirement of $1,500 to waive $8 monthly fee, entire balance earns a competitive interest rate.

Business Money Market Accounts

The benefits of a checking account with the reward of higher interest rates. Minimum balance requirements and account restrictions apply.

Escrow Accounts

Use our online banking service to monitor accounts, activity and make deposits.

Meridian IOLTA

Available to attorneys to safeguard client funds. Interest is paid to the state IOLTA Board on the attorney’s behalf.

Fraud Protection

Don’t be a victim of fraud. Proactively protect your business and accounts from losses.

Positive Pay

  • Protect against check/ACH fraud by comparing approved checks to ones presented to be paid.
  • A powerful tool in the fight against check fraud.
  • Simply provide Meridian with a list of checks you’ve issued. If a check presented doesn’t match the list, you’ll decide if you want to pay or return it.
  • ACH Positive Pay allows you to control debits and credits posting to the account to help guard against unauthorized electronic activity.

ACH Debit Block

Filters out unrecognized debit attempts. Prevents unauthorized electronic debits from hitting your account. You tell us who can charge your account and how much. We’ll block any unauthorized charges to your account.

Balance Management

Maximize the return on idle account balances. Don’t let the money sit there, have it work for you.

Zero Balance Accounts (ZBA)

Consolidate balances from multiple accounts into one concentration account. Automatic transfers move excess funds to the master account. Typically used for payroll accounts and helps to reduce overdrafts.

Investment Sweep

Excess balances are swept automatically out of the account and into our fully FDIC Insured Investment Sweep account.

Loan Sweep

Automatic transfers between your Line of Credit and checking account will help ensure you only borrow what you need, when you need it. Excess balances will be swept to pay down your Line of Credit.

Escrow Management

Generate interest on balances held for clients in Escrow accounts (e.g. security deposits for landlord). Interest can be paid to you or your client. We’ll also take care of the record keeping to free up your time.

Digital Banking

Meridian’s digital banking services give you immediate access to your banking activity 24/7. You have real time information for real time decisions.

Meridian’s Business Banking service gives you instant access to your accounts when you want, and how you want, acting as the control center for your daily banking needs. Whether using a browser or our mobile app, it provides a platform to help manage your accounts, with a host of tools for managing your money.

Treasury Management, accessible from a desktop or mobile device, is specifically designed with advanced payment functionality and provides a quick view of key information, such as account history, transaction history and notifications.

Collection Services

Streamline your Accounts Receivable process to improve efficiency, free up resources and get money into your hands when you want it.

Deposit checks right from your desk with Meridian’s remote desktop scanner and secure online system. Detailed deposit reporting available to help you manage your receivables.

Use your smartphone to take a picture of the front and back of the check, send it to us and the deposit is made.

ACH Collections

Payments/Receivables done electronically; next day availability. Collect payments from your customers electronically. ACH gives you control over when you collect your receivables, streamlines the billing process and protects both parties from fraud.

Whether you already accept card payments or are just considering it, our payment experts can design a processing solution that fits the needs of your business. Next day funding available as well as all the latest technology for processing cards through any channel.

Disbursement Services

Simplify the payment process to reduce costs, manage expenses and take control of your outgoing money.

ACH Payments

Safe and secure electronic payment method. Reduce AP/AR costs, save money on paper check and mail expenses, save time and protect your confidential account information. Enables better predictability of payments for cash flow forecasting and you can upload system generated payment files from your accounting software.

Bill Pay

Pay bills online from your computer or phone. Sent electronically or by computer generated check. Bill Pay reduces check and mailing costs and protects your confidential account information.

Wire Transfers

Domestic and International transfer of funds. Make critical payments same day, quickly and securely. Initiate Domestic or International wires online through NetTeller. Same day availability.

Online Wire Processing

  • Send wire transfers quickly and conveniently using the online banking wire feature to process both domestic and international wire transfers.
  • For more information, please email wires@meridianbanker.com or call 484.395.2061.

Business Debit Cards

Fast, easy and secure method to make purchases; easily track card purchases/reporting. Eliminate the need to issue checks or reimburse employees. Ability to limit POS amount for specific uses (gas, supplies, etc.).

Meet Our Team

Have questions? Reach out to Jason or Greg or fill out the form below and we’ll get back to you.

Jason Rose

Treasury Services Support Specialist

484.586.3526

Gregory Herrmann

Treasury Services Support Specialist

484.540.9617

Contact Us