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Rates

Our conveniently-located but limited branch network makes us a leaner, more effective bank. It’s how we continue to offer some of the best rates in the business.

Market Rates

as of Thu, March 22, 2018

Prime

Federal Funds

4.75

0.36


Loans - Home Equity Deposits - Personal Deposits - Business Deposits - CDs

Loans

Home Equity

APR7

Flex HELOC3 (Prime)

4.75

 

Other Terms are available. Please contact us for details. Disclosure Information >>

Home Equity Fixed Rate Loans

Credit Score > 720

80% CLTV
43% DTI
APR2

85% CLTV
43% DTI
APR2

90% CLTV
43% DTI
APR2

1-60 Months

61-120 Months

121-180 Months

4.50%

4.50%

4.75%

4.75%

4.75%

5.00%

5.00%

5.00%

5.25%

Other terms are available. Please contact us for details.

Deposit Accounts

Click Here for Funds Availability Information >>

Personal Deposits

Interest Rate

APY7

Relationship Checking (under $10,000)

0.25

0.25

Relationship Checking (over $10,000)

0.40

0.40

Essential Savings

0.50

0.50

Free Interest Checking5

0.10

0.10

Meridian Personal Money Market (under $10,000)

0.75

0.75

Meridian Personal Money Market ($10,000 - $49,999.99)

0.75

0.75

Meridian Personal Money Market ($50,000 - $99,999.99)

1.00

1.00

Meridian Personal Money Market ($100,000 & over)

1.00

1.00

Business Deposits

Interest Rate

APY7

Business Interest Checking (Non-Profit/Sole Proprietor)

0.10

0.10

Business Money Market5 ($100-$49,999)

0.45

0.45

Business Money Market5 ($50,000 & over)

0.60

0.60

Certificates Of Deposit6

Interest Rate

APY7

24 Month IRA CD Special*

2.23

2.25

12 Month Special**

1.54

1.55

18 Month Rate Boost CD

1.44

1.45

6 Month CD Special**

1.09

1.10

 

6 Months

1.00

1.00

 

12 Months

1.24

1.25

 

18 Months

1.49

1.50

 

24 Months

1.64

1.65

 

30 Months

1.73

1.75

 

36 Months

1.78

1.80

 

48 Months

1.83

1.85

 

60 Months

1.88

1.90

 


Early Withdrawal Penalties:
  • CDs 1 year or less - 3 months interest
  • CDs more than 1 year - 6 months interest
  • 1Rates are for date indicated and subject to change.
    2Annual Percentage Rate.
    3APR is variable, maximum 18%. Property insurance required. Title insurance may be required. Rate quoted based on 80% combined loan-to-value, credit score greater than 720 and debt-to-income 43%.
    4APR is fixed. Property insurance required. Title insurance may be required.
    5Minimum daily balance of $500 required to earn APY.
    6Subject to early withdrawal penalties
    7Annual Percentage Yield. APY subject to change.

    * Limited time offer. New money or IRA rollover only.  Rate is expressed as an Annual Percentage Yield (APY), effective as of 3/26/18, and is subject to change without notice.  Minimum deposit of $500. Minimum balance to earn interest is $500. Interest is compounded daily and credited monthly unless otherwise directed. Meridian Bank may impose a penalty for early withdrawal from CDs held in an IRA.  In addition, penalties may be imposed by the Internal Revenue Service.  Fees may reduce earnings.
    ** New money only; money cannot be transferred from an existing Meridian account. Minimum deposit of $500.