Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
| Reasons we can share your personal information | Does Meridian Bank share? | Can you limit sharing? |
|
For our everyday business purposes – |
Yes | No |
|
For our marketing purposes – |
Yes | No |
|
For joint marketing with other financial companies |
No | We don't share. |
|
For our affiliates’ everyday business purposes – |
Yes | No |
|
For our affiliatefs’ everyday business purposes – |
No | We don't share. |
|
For our affiliates to market to you. |
Yes | Yes |
|
For nonaffiliates to market to you. |
No | We don't share. |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and investment experience
- Transaction history and account balances
- Payment history and credit history
All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Meridian Bank chooses to share; and whether you can limit this sharing.
Meridian Bank, Meridian Land Settlement Services, LLC, Apex Realty, LLC and Meridian Wealth Partners, LLC.
To Limit Our Sharing
Call 866.327.9199 – our menu will prompt you through your choice(s) Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about creditworthiness
Affiliates from using your information to market you
Sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Your choices will apply to everyone on your account
We collect your personal information, for example, when you
Open an account or provide account information
Apply for financing or seek advice about your investments
Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Meridian Bank affiliates include companies with a common corporate identity which include investment advisors, title insurance companies and real estate brokers.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Meridian Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Meridian Bank does not jointly market.
Other Important Information (State-specific)
Maryland customers
We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
New Jersey customers
We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
California customers
In response to California law, to be conservative, we assume accounts with California addresses do not want us to disclose personal information about you to non-affiliated third parties, except as permitted by California law. We also limit the sharing of personal information about you with our affiliates to ensure compliance with California policy laws.
Massachusetts customers
In response to Massachusetts law, clients must “opt-in” to share non-public personal information with non-affiliated third parties before any personal information is disclosed. We may disclose non-public information to other financial institutions with whom we have joint business arrangements for proper business purposes in connection with the management or servicing of your account.
Vermont customers
In response to a Vermont regulation, if we disclose personal information about you to non-affiliated third parties, we will only disclose your name, address, other contract information, and general information about your experience with you.