Meridian 18-month Rate Boost Certificate

Why wait for rates to take off?

Limited Time Offer! 3.50% APY*


Get a great rate now with the potential for an even better rate later. If rates rise during the term, you can boost your rate. It’s as simple as calling us or visiting a branch to boost your rate.

Your dollars are guaranteed to grow with our Rate Boost CD.

Get a one-time APY increase during the 18-month term of your certificate. Open your certificate with as little as $1,000.

*Here are the details:

  • Rates are expressed as Annual Percentage Yields (APYs), effective as of 12/15/22, and are subject to change without notice. Limited time offer.
  • Customer may initiate a one-time APY increase by visiting a branch or calling 866.327.9199. All customer-requested APY increases will be processed by the end of the next business day, if possible.
  • There is a limit of one customer-initiated APY increase during the certificate term. The certificate term is not extended by the APY increase. APY increases are not retroactive, and will apply to the remainder of the certificate term.
  • A one-time rate increase can be initiated by you if the rate for the standard 18 month certificate is higher than the initial rate of the Rate Boost certificate anytime during the certificate term.
  • Unless no action is taken by you upon maturity, the 18-month Rate Boost CD will rollover into a standard 18-month certificate and will earn the corresponding APY offered at that time. All other standard certificate terms and conditions will apply.
  • Minimum deposit of $1,000. Maximum deposit of $249,000.
  • Minimum balance to earn interest is $1,000. Interest is compounded daily and credited monthly.
  • Early withdrawal penalties apply. Fees may reduce earnings.