A native of New Jersey, Joe currently lives in Middletown, Delaware and brings over a decade of financial services experience to his
role as a Mortgage Loan Officer for Meridian Bank’s Concord Mortgage Center. A married father of three, Joe is active in his
community having held leadership roles in his church, the chamber of commerce, and several other community originations. Joe has
also volunteered as a youth sports coach and runs several fantasy football leagues. In his free time, Joe loves travel, play golf, and
watch the Dallas Cowboys with his dog Romo.