Essential Savings

We believe in making saving simple and straightforward. A competitive rate and only $25 to open makes this account, well, essential.

Perfect for the customer who wants

A simple savings account to save for rainy days, big purchases and vacations

Earn Interest

Competitive rate

Monthly Service Charge

$5 or $100 minimum daily balance to avoid monthly service charges

Minimum To Open


Transactions per statement cycle

  • Unlimited deposits and in-branch/ATM withdrawals

ATM Withdrawal Fees

No charges from Meridian

Money Management Tools

Use our free and secure Online Banking and Mobile Banking to get 24/7 access to your account information:

  • Check account balance
  • View transactions
  • Transfer funds between Meridian accounts
  • Deposit checks via the Meridian Mobile app
  • Create alerts to notify you of account activity, balances and more

Bank-to-Bank Transfers

Free incoming transfers1


Free eStatements

Other Extras

  • Free ATM only debit card
  • Free link to a Meridian checking account

1Transfer funds between customer accounts at Meridian and other institutions via Online Banking

Already have a Personal Account but want to activate Digital Banking?