Essential Savings

We believe in making saving simple and straightforward. A competitive rate and only $25 to open makes this account, well, essential.

Perfect for the customer who wants

A simple savings account to save for rainy days, big purchases and vacations

Earn Interest

Competitive rate

Monthly Service Charge

$5 or $100 minimum daily balance to avoid monthly service charges

Minimum To Open


Transactions per statement cycle

  • Unlimited deposits and in-branch/ATM withdrawals
  • Certain types of withdrawals and transfers are limited to a combined total of six per statement cycle (ask for details). An excess withdrawal fee will be assessed for each transaction over six.

ATM Withdrawal Fees

No charges from Meridian

Money Management Tools

Use our free and secure Online Banking and Mobile Banking to get 24/7 access to your account information:

  • Check account balance
  • View transactions
  • Transfer funds between Meridian accounts
  • Deposit checks via the Meridian Mobile app
  • Create alerts to notify you of account activity, balances and more

Bank-to-Bank Transfers

Free incoming transfers1


  • Free eStatements
  • Paper statements for $2 per month

Other Extras

  • Free ATM only debit card
  • Free link to a Meridian checking account

1Transfer funds between customer accounts at Meridian and other institutions via Online Banking

Already have a Personal Account but want to activate Digital Banking?