Please refer to the Meridian Bank Privacy Policy for a detailed explanation of our collection, use, retention and security of information. You can learn more about the security specific to your Online experience with Meridian Bank below.
Our Web server may place a “cookie,” which is a small file, on your hard drive. These are used to enhance your online experience, to facilitate your use of our Web site and to collect site‑visit statistics. If you register for certain personalized services or choose to save personal information on our Web site, Meridian Bank may store this information in an encrypted cookie. If you are uncomfortable with our use of cookie technology, you can set your browser to refuse cookies, although this may disable certain Online functionality and convenience.
Meridian Bank may store the information collected during your Online visit in an electronic database. Security measures are in place to prevent the loss or misuse of such of data.
For your information and convenience, Meridian Bank provides links from our Web site to third party sites. You should always review the privacy policy of these Web sites before you provide personal or confidential information.
Meridian Bank does not knowingly collect information on, nor market to children.
Meridian Online Banking uses advanced security procedures and technology. All sensitive information is encrypted and online access requires a Personal ID and a Password known only to you. Do not share your Password with anyone!
When you Log In to Meridian’s Online Banking, your User ID and Password are sent over the Internet from your computer to our system using Secure Socket Layer (SSL) technology. SSL encrypts your personal information before it leaves your computer, ensuring that no one else can read it. You can check that your Log In and your Online Banking session are secure in two ways:
It is very important that only you know your User ID and Password. This is the only way your account may be accessed. Three (3) unsuccessful attempts will lock out the User from Online Access to an account, requiring a call to the bank. During your Online session, after a ten-minute period of inactivity, the system will prompt you to stay connected. No response to this prompt will result in your being logged off and require you to re-enter your User ID and Password.
Today, a network of cunning, organized criminals are engaging in cyber crime, netting billions from unsuspecting businesses. The threats are global in nature, very sophisticated and often difficult to prosecute. The term is “Corporate Account Takeover” and as a business owner you should be very aware of your company’s vulnerabilities and take the necessary steps to mitigate this threat.
Corporate account takeover is the business equivalent of personal identity theft. Small to midsized businesses are the main target of such attacks, however any business can fall victim to these crimes. Corporate account takeover occurs when criminal entities obtain online banking credentials through a variety of tactics in order to drain accounts via ACH or wire transfers. Some common ways that a business’ system may be compromised are:
It is important that business owners take steps to protect sensitive financial information and educate all users about cybercrimes. In an attempt mitigate these threats the following business practices are advised:
Business customers should take full advantage of options offered by Meridian Bank in order to reduce the risk of fraud. The following controls are recommended for customers who use the ACH or Wire modules through Meridian’s online banking service, NetTeller:
