Investment Property Financing

Investing in real estate can provide both immediate and long-term financial rewards. Whether you’re considering a single-family rental, a multi-unit complex or a commercial property, understanding investment property financing is crucial.

Understanding Investment Property Loans

Financing for investment properties differs from owner-occupied properties. Lenders often consider these loans riskier, leading to higher interest rates and down payment requirements. But don’t let this deter you. Our Mortgage Loan Officers can guide you through your options and find the right loan for your investment goals.

Benefits of Investing in Real Estate

  • Regular Income: A well-positioned rental property can provide a steady stream of income from rent payments.
  • Property Appreciation: Over time, your property can appreciate in value, offering profit when you choose to sell.
  • Tax Benefits: Real estate investors often qualify for tax benefits, including deductions for mortgage interest, property taxes and operating expenses.
  • Portfolio Diversification: Adding real estate to your investment portfolio can provide diversification and help spread risk.

We’re Your Single Source for Real Estate Investing

Investing in real estate can be a lucrative decision and your Meridian Mortgage Loan Officer can help you get started. And, for larger projects, they can give you direct access to Meridian’s Commercial Real Estate Lending Team. Reach out to us today to explore all of the options available to you at Meridian Bank.

Get Pre-Qualified Today!

Questions? Give us a call.