SBA Loans

Meridian’s experienced lenders will get you through the complicated process quickly.

An SBA (Small Business Administration) loan from Meridian Bank gives you access to capital without the need to sacrifice equity. As the Top SBA Lender in Eastern Pennsylvania and NJ and a Top 50 SBA Lender in the Nation, our team of Preferred Lender (PLP) lending experts has provided SBA 7A and 504 loans to thousands of business owners and entrepreneurs nationwide. We ensure the success of your venture through bespoke financing, reliable experience, and a quick closing.

Philadelphia Business Journal - 2023 Largest SBA Lenders - Meridian Bank Ranked #1

At Meridian, we help your business grow. We take the time to build strong relationships with business owners like you, so together we can find a financing solution that works best for you and your business. Our successful process has earned us Preferred Lender status by the SBA, so our experienced lenders will keep your business moving forward with quick decisions and trusted counsel.

An SBA loan from Meridian Bank can be used to:

  • Up to $10 million
  • Up to 90% financing
  • Up to 25 years fully amortized
  • Owner-user to occupy at least 51% of existing building and at least 67% of new construction
  • First and second mortgages are assumable to qualified borrowers
  • Up to $5 million
  • Up to 90% financing (10% cash down)
  • Up to 10 years fully amortized
  • Up to $5 million
  • Up to 25 years fully amortized for real estate
  • Up to 10 years fully amortized for non-real estate
  • Up to $5 million
  • Up to 100% financing
  • Up to 10 years fully amortized
  • Up to $5 million
  • Includes line of credit
  • Up to 10 years fully amortized

The benefits of a Meridian SBA loan include:

High leverage with minimal cash investment
Longer terms to minimize debt service
Flexible underwriting requirements
Easier qualification
Lower down payments
Less collateral than most conventional loans

Types of SBA Loans:

  • Up to $5 million
  • Finance the start-up of a franchise: purchase, renovate, construct and refinance
  • Loan amounts from $350,000 to $5 Million
  • Loan terms from 7 to 25 years
  • Highly competitive rates and fees
  • Learn More
  • Loan amounts from $50,000 to $500,000
  • Loan terms up to 7 years
  • Great option for small businesses who need financing decisions quickly
  • Loan can also be used as a revolving line of credit
  • Loan amounts up to $500,000
  • Line of credit or term loan
  • Designed specifically for exporters with at least 1 year in business
  • Loan amounts from $5 million
  • Designed for larger exporters in need of working capital to support sales
  • Loan amounts from $350,000 to $5,000,000
  • Loan terms from 7 to 25 years
  • Loan can be used to fund working capital, equipment and/or real estate to support growing export sales and international trade
  • Supports small businesses to meet their short term working capital needs.
  • Businesses must have been operating for at least one year. The CAPLine program features multiple lines of credit for specific uses:
  • Working CAPLine: Secured by your receivables and inventory
  • Contract CAPLine: Finances up to 100% of labor and material costs to fulfill a specific contract
  • Seasonal CAPLine: Finances seasonal increases of inventory or increased labor costs
  • For real estate acquisition or expansion; working capital; purchase of business, machinery, equipment, furniture and/or fixtures
  • Up to $10 million
  • Up to 90% financing
  • Up to 30 years fully amortized for real estate
  • Up to 15 years fully amortized for equipment
  • Owner-user occupied real estate

Some of the many industries we serve:

Recent Deals

Connect with our team

Contact Us

SBA Resources