Dave Ranney brings an extensive knowledge and experience in real estate and mortgage lending. His success over the past twenty five + years in the fields and proficiency for keeping customers informed of their lending options available to them complements Howard Banks mission of being the trusted source for financial services and competitive products for our friends, neighbors and business owners in the community. Dave’s mortgage lending experience includes purchase and refinance transactions along with Construction and Renovation loans, FHA and First-time Homebuyers programs and Grants. In addition, Dave brings the awareness of always being available to his customers that includes evenings and weekends. His primary market is Northern Maryland and Southern Pennsylvania. Dave primarily works from a custom home office allowing him to be closer to his customers, Realtors and Builders.
Past endeavors that enhance Dave’s experience include that of a Realtor, Professional Ice Hockey Referee (Minor-Pro and Collegiate), Residential Construction Manager and Financial Services Registered Representative (Former Series 7). Dave attended Towson University graduating with a Bachelor’s degree in Business Administration with a concentration in Finance. Dave is a lifelong Harford County resident, currently residing in Jarrettsville with his Dog Jackson.
Dave was been a season ticket holder for the Baltimore Ravens for ten years and is a fan of Baseball, lacrosse and of course Minor and Pro Hockey. He also enjoys the company of his Put Bull mix dog named Jackson, and loves the beach. Dave’s love of ice hockey speaks for itself as he has been refereeing ice hockey for 35 years including Minor League, professional, and collegiate level.
Customer Experience Quotes:
“Dave is always available, evenings and weekends, when we need him. And has all the programs for the Buyers.” –Ben M., Abingdon, MD
“Dave brings Honesty, Integrity, and Dependability to each transaction he is a part of.” – Larry O., Bel Air, MD
The referral of your friends and family is the greatest compliment you can give me. Thank you for your trust.
First Time Home Buying
State Down Payment Assistance Programs
Medical Professional Loans
Rural Resident (USDA/RHS) Loans
Portfolio Products Including 10/1 ARM, 5/1 ARM and 100% Financing