Jay started in the mortgage industry part time in 2003. He had already graduated from Harford Community College and was pursuing his Bachelor’s degree at Towson at the time. It began quickly apparent that he had found his niche. His business started to grow to the point where he realized he needed to do mortgages full time while still managing to be a full-time student. The days were long but the experience and work ethic taught was invaluable. Those days were the foundation of what has helped Jay to be one of Maryland’s Top Loan Officers. Over the last 17 years Jay has helped over 2,000 people buy or refinance their homes. He knows that knowledge is key to being someone’s trusted advisor in an ever-changing industry. You can count on his dedicated approach, up-to-date knowledge base, and success driven attitude to help get the job done. When thousands of loan officers left the market when the housing crisis hit in 2008, Jay saw an opportunity to grow. By weathering that storm and helping people buy homes even during the toughest economic conditions since the great depression, he grew a respect in the marketplace. Now, he possesses a rare combination of energy and experience that he can call upon as the housing market continues to rebound. For your home purchase or refinance, call Jay.
First Time Home Buying
State Down Payment Assistance Programs
Medical Professional Loans
Rural Resident (USDA/RHS) Loans
Portfolio Products Including 10/1 ARM, 5/1 ARM and 100% Financing